SEE THE FRAUD ECOSYSTEMTARGETING YOUR BUSINESS.
Identify fraudulent offers, services and techniques being advertised across underground marketplaces — and turn that intelligence into actionable fraud prevention.
Identity Flow Data monitors observable underground fraud ecosystems to identify emerging abuse involving brands, platforms and financial institutions. We help fraud teams understand what is being advertised, how the apparent schemes operate and where additional controls or intelligence may help reduce exposure.
External intelligence. No access to or testing of your systems is required.
FREE BUYING GUIDANCE
Evaluating fraud solutions? Get experienced guidance at no cost.
Compare capabilities, review pricing and proposals, and prepare for supplier negotiations with more than a decade of supplier-side fraud and identity experience on your team. There is no advisory fee for buyers.
IFD is compensated by participating providers when a qualifying purchase results from our referral. We explain applicable arrangements upfront.
Fraudulent services and techniques involving major brands are advertised across underground marketplaces every day.
Identity Flow Data identifies relevant activity and connects that intelligence to the organizations potentially affected.
If you received outreach from IFD, we may have identified an offer, service, technique or emerging fraud pattern involving your company, product, customers or digital ecosystem.
Our objective is simple:
Show your team what we observed, provide the available evidence and context, and help you determine whether the activity represents a meaningful fraud exposure.
IFD provides external fraud intelligence. We do not access or test your systems to produce these findings.
FROM SIGNAL TO ACTION
FROM UNDERGROUND ACTIVITY TO ACTIONABLE INTELLIGENCE.
IDENTIFY
We monitor observable underground fraud ecosystems for offers, services and techniques involving major brands, platforms and financial institutions.
ANALYZE
We document what is being advertised, the apparent fraud method, the product or workflow involved, available evidence and relevant context.
INFORM
Relevant intelligence is brought to the appropriate fraud, risk, security, trust & safety or identity teams so they can investigate the activity internally.
STRENGTHEN
Where appropriate, IFD can help organizations evaluate additional fraud data, intelligence and prevention solutions that may address the underlying abuse pattern.
EXTERNAL FRAUD INTELLIGENCE
SEE WHAT'S DEVELOPINGOUTSIDE YOUR PERIMETER.
Your existing fraud systems provide critical visibility into activity occurring within your environment. Identity Flow Data adds another perspective: what fraud actors are advertising, selling and discussing outside it.
Underground Marketplace Intelligence
Identify relevant fraudulent services, offers and techniques being advertised across underground ecosystems.
Brand & Product Abuse
Identify underground activity specifically involving your company, products, services or customer ecosystem.
Emerging Fraud Techniques
Gain visibility into new and evolving methods being marketed to people attempting to abuse online platforms.
Evidence & Context
Receive available supporting evidence and context so your team can determine what warrants investigation.
Fraud Solution Intelligence
Connect observed fraud techniques with data, controls and fraud-prevention capabilities that may help address them.
Continuous Monitoring
Continue monitoring relevant ecosystems for newly observed activity involving your organization.
THE IFD PERSPECTIVE
YOUR SYSTEMS SEE WHAT'S HAPPENING INSIDE.IFD HELPS YOU SEE WHAT'S DEVELOPING OUTSIDE.
YOUR INTERNAL FRAUD ENVIRONMENT
- Applications
- Accounts
- Transactions
- Devices
- Login activity
- Internal fraud events
IDENTITY FLOW DATA
- Underground offers
- Fraud services
- Brand abuse
- Emerging techniques
- External fraud signals
- Cross-ecosystem intelligence
Different visibility. Additional context. Better-informed fraud decisions.
CONTINUOUS INTELLIGENCE
FRAUD MARKETSDON'T STAND STILL.
Underground fraud ecosystems change continuously. Sellers appear and disappear. Offers evolve. New techniques emerge. Services targeting popular platforms and financial products change over time. For organizations requiring ongoing visibility, Identity Flow Data can monitor relevant fraud ecosystems for newly observed activity involving their brand, products and services.
DISCUSS CONTINUOUS MONITORINGOngoing Discovery
Identify newly observed activity relevant to your organization.
Change Detection
Understand when observed offers, services or techniques evolve.
Actionable Alerting
Surface meaningful intelligence to the teams responsible for investigating it.
APPLICATION RISK DATA
THE NEXT LAYER: CROSS-APPLICATION IDENTITY INTELLIGENCE.
Exploring upstream identity-risk signals before the credit decision.
Identity Flow Data is developing an additional intelligence capability designed to identify suspicious identity behavior across consumer application activity.
An institution typically sees the applications submitted to its own environment. Cross-application intelligence can potentially reveal patterns occurring across a broader application ecosystem.
Cross-Application Identity Reuse
Identify identity information observed across multiple applications.
Email & Identity Inconsistency
Identify instances where an email or other identifier appears alongside inconsistent identity information.
Identifier Recycling
Identify repeated reuse of identity attributes across application activity.
Application Velocity
Identify potentially unusual application behavior occurring across short periods of time.
Identity Mismatches
Identify inconsistencies between identity attributes observed across applications.
AN ADDITIONAL SIGNAL — NOT A REPLACEMENT FOR YOUR FRAUD STACK.
The objective is to provide an additional upstream intelligence layer that financial institutions can eventually evaluate against their existing controls to determine whether it identifies incremental fraud or elevated-risk applicants.
Michael Joseph
Founder, Identity Flow Data
BUILT ON FRAUD PREVENTION EXPERIENCE
MORE THAN A DECADE IN FRAUD & IDENTITY RISK.
Michael Joseph has more than a decade of experience working in fraud prevention, identity intelligence and enterprise risk technology.
His experience spans digital identity risk, IP and device intelligence, email and phone risk, identity signals and the application of fraud data across complex online environments.
Throughout his career, Michael has worked directly with organizations and fraud teams evaluating how data and technology can identify high-risk users, reduce fraud exposure and strengthen digital risk decisions.
Identity Flow Data was created around a simple premise:
Some of the intelligence most valuable to a fraud team exists outside the limited view of a single organization's internal systems. IFD's mission is to identify those external signals, provide the context behind them and connect that intelligence with the teams capable of acting on it.
START WITH THE INTELLIGENCE
LET'S COMPARE WHAT WE'RE SEEING WITH WHAT YOUR TEAM ALREADY KNOWS.
Whether IFD contacted you about specific underground activity involving your organization or you're looking for greater visibility into emerging fraud techniques, the conversation starts with the intelligence. We'll show you what we've observed and provide the available context. Your team determines what warrants further investigation.
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